Making Your Dreams Come True

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With local decision making, and fast, friendly service, Bank of Oak Ridge offers community-based lending at its best. Whether you are buying or building a new home or refinancing we welcome the opportunity to work with you.

Are you still searching for your dream home? Apply now to take advantage of our pre-qualification service, so you are ready to make an offer the moment you find the perfect one.

We offer flexible, personalized home mortgage terms (from 7 to 30 years), conventional loans up to $500,000 (while most banks classify any loan over $417,000 as a jumbo loan) and more.

We invite you to browse our mortgage resources for information and tools to help you every step of the way. You can even quickly and easily check rates and apply online in as little as 20 minutes.

  1. Apply Now by completing the online application.
  2. When you have completed the application, click submit and your information will   be reviewed for instant online approval.
  3. A Bank of Oak Ridge Loan Advisor will follow up to answer your questions.

  4. Apply Now

For more information, call Client Connect at 336-644-9944, use our online contact form, or stop by one of our convenient Triad office locations.

FHA, VA, and USDA Loans are available - please contact us for details on eligibility.

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Today's Featured Rates

Rates shown below are subject to change at any time. Your actual rate will depend on factors including but not limited to loan type, property type, appraised value, occupancy and loan amount. Rates subject to credit approval.

Conventional Conforming Mortgage Loans
30 Year Fixed Rate
 Rate  APR  Points
 3.990%  4.124%  0.875%
15 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.720%  0.784%
7 Year Adjustable Rate
 Rate  APR  Points
 4.375%  4.946%  0.000%
Conventional Jumbo Mortgage Loans
30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.771%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.161%  0.000%

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